A Virginia rental-first mortgage broker perspective

Our role

DSCR Loans Virginia is a Loan Daddy LLC brand, NMLS 2827624.

Broker, not lender

NMLS #2827624 (nmlsconsumeraccess.org)

AZ CMB Licensed · #CMB-2016143

Equal Housing Opportunity

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

What our review does and does not do

We arrange and shop financing from wholesale lenders. The wholesale lender determines program eligibility and makes the underwriting decision. A discussion, calculator result or inquiry is not an approval.

Companywide license disclosures do not assert a separate Virginia license or establish eligibility for every property. Verify company records through NMLS Consumer Access and consult counsel about the requirements relevant to your transaction.

An address-first approach

Virginia’s independent cities, coastal exposure and varied rental markets make generic assumptions unreliable. We ask about jurisdiction, rent evidence and ownership purpose so the financing discussion starts with a useful file.

That is why this site is organized by locality: the Virginia markets hub, eight city and regional pages, and field notes on jurisdiction, rent evidence, coastal insurance, LLC ownership and tenant-occupied purchases. Read the one that matches your address before you send a scenario.