Broker identity and licensing disclosures for Virginia

Company identity and license block

DSCR Loans Virginia is a Loan Daddy LLC brand, NMLS 2827624.

Broker, not lender

NMLS #2827624 (nmlsconsumeraccess.org)

AZ CMB Licensed · #CMB-2016143

Loan Daddy LLC is a mortgage broker. It does not lend money, fund loans or make credit decisions.

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

How to verify these licenses yourself

Search NMLS ID 2827624 on NMLS Consumer Access to see the company record, its listed authorizations and any regulatory actions the registry publishes. Look the company up directly rather than relying on a link in an email or text message, and compare the legal name you see there with the name on any disclosure you later receive.

The Arizona license shown above are the authorizations listed for the company. A license listed for one state does not by itself describe what is required for a particular Virginia transaction; ask counsel if your file raises a licensing question.

What a broker does on a Virginia rental file

As a broker, Loan Daddy LLC does not lend money, fund loans or make the credit decision. We gather the scenario, explain how DSCR programs generally treat rent and the full housing payment, and present the file to wholesale lenders whose guidelines appear to fit. The wholesale lender issues its own disclosures, sets pricing and terms, underwrites the borrower and property, and decides whether to fund.

Compensation and the identity of the funding lender are disclosed in the loan documents for an actual transaction. Read those documents in full; a calculator result, an email or a phone conversation is not a loan offer.

Scope limits that apply to every inquiry

Every scenario arranged through this site must be a business-purpose loan secured by non-owner-occupied investment property. We do not arrange financing for a home you or your family will live in, including a property you plan to move into after closing. Occupancy is asked on the inquiry form, confirmed in writing during the file review and checked again in underwriting.

Questions about a disclosure on this page can be sent through the inquiry form or the follow-up channel a specialist uses with you. Our privacy page explains how inquiry information is handled.